Finances is a loaded issue for any marriage whether you are engaged, newlywed or married for a long time. It is loaded for several reasons:
(1) We bring our own preconceived ideas into the relationship about money;
(2) We bring past experiences from other relationships into it (good, bad or indifferent)
(3) We also bring our dreams of what we would like our lives to be when it comes to money
(4) We also try to live up to what other people think we should be doing with our money in our marriages.
When you look at those and you add being married to that component – it may even seem like a “double whammy”. Each of those 4 components above applies to each person in the marriage. Therefore, because it is a loaded issue IT WILL require work and involvement on the part of both the husband and the wife.
When it comes to money and marriage, sure one person may manage the money; however it requires both people to be involved in order for their to be peace in the marriage about how money is being spent, how bills are being paid and financial plans for the future.
In your immediate surrounding between your family and friends, marriages that go the distance are those where they talk about the money. I didn’t say argue – they talk about the money, have a plan and work it together. They realize they are on the same team and not against each other.
Finances is not a topic to be ignored. Often when people choose to ignore it, more problems are created and emotions tend to play a significant role when the discussion finally begins. Money does not have to be a "double whammy" as a matter of fact, viewed properly it can be seen as the road map to accomplish some of the greatest challenges throughout life or seen as a vehicle to achieve your wildest dreams – home ownership, parenting, retirement, traveling the world in a RV, etc.